Terms & Conditions

Legal Disclaimer

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The content on this website is for general informational purposes only and should not be considered financial, legal, or tax advice. Elet Life & Wealth does not guarantee the accuracy, completeness, or timeliness of any information provided. All insurance and investment products are subject to terms, conditions, and eligibility requirements. Results and benefits may vary based on individual circumstances. Please consult a licensed professional before making any financial decisions. Use of this site and any services offered does not establish a client relationship unless explicitly agreed upon in writing.

Terms & Conditions - the basics

Effective Date: 6-19-2025

Welcome to Elet Life & Wealth. By using this website or our services, you agree to the following terms:

1. Use of Website
   This site is for informational purposes only. You agree not to use it for any unlawful activity or to compromise site functionality.

2. No Financial, Legal, or Tax Advice
   Content on this site is for general informational purposes and does not constitute professional advice. Always consult a licensed advisor before making any financial decisions.

3. Arizona Legal Disclaimer

   • Elet Life & Wealth is a licensed insurance and financial services provider in Arizona, regulated by the Arizona Department of Insurance & Financial Institutions.

   • We maintain full compliance with electronic communication laws under A.R.S. § 20‑239. You may choose to receive notices electronically and may withdraw consent at any time without penalty difi.az.gov+1azleg.gov+1azleg.gov+1codes.findlaw.com+1.

   • Any affiliation or relationship with insurance carriers is disclosed in accordance with A.R.S. § 20‑481.18, and we will disclose material relationships upon request law.justia.com+1law.justia.com+1.

   • In the event of insurer insolvency, Arizona’s Guaranty Association may provide coverage under applicable limits .

4. Intellectual Property
   All content—logos, text, graphics, etc.—is the property of Elet Life & Wealth and may not be used without written permission.

5. Limitation of Liability
   We are not liable for any loss resulting from the use or inability to use this site or services. Use at your own risk.

6. Insurance Consumer Rights
   Arizona insurance laws require insurers to acknowledge or process claims within defined timeframes and prohibit unfair claim practices (e.g., A.R.S. § 20‑461); you may have additional rights—please refer to your policy or contact us arizonafinancial.orglaw.justia.com+15uphelp.org+15difi.az.gov+15.

7. Third‑Party Links
   Our site may contain links to external sites. We are not responsible for their content or practices.

8. Changes to Terms
   These terms may be updated at any time without notice. Continued use constitutes acceptance.

9. Contact Information
   For questions, reach out to:
   Elet Life & Wealth
   Email: will@arizonalifeandwealth.com